Rehabilitation Program

How Can the Program Help Me?

• It allows low and moderate income homeowners to make essential repairs now, and at affordable costs!
• It takes the worry out of home repairs because our experienced staff is available to advise you at no cost.

Who Can Participate?

• The property must be located within the Town of West Seneca.
• The property must be owner occupied, one to four family dwelling.
• All households must have adequate hazard insurance, and where applicable, flood insurance.
• Local property and school taxes must be current.
• The gross household income, which is based on household size, must not exceed the following income figures.

• Income Limits are adjusted annually by HUD.

What Repairs are Eligible?

Typical work items include reroofing, energy conservation, siding repair and/or replacement, and the upgrading of mechanical systems, such as plumbing, heating, and electric.

Essential handicapped accessibility work is also eligible.

Lead Paint - Houses constructed prior to 1978 must undergo assessment for the presence of lead-based paint hazards. Any harzards found must be reduced to appropriate federal standards as part of the rehabilitation work.

What Form of Financial Assistance is Available?

Financial assistance is provided in the form of:

• Low Interest Standard Repayable Loans - Repayment is expected to be completed in one to fifteen years, depending on the size of the loan.
  Loan repayments begin 30 days after completion of the work.
• Deferred Loans - Repayment is deferred for low income households. The loan must be repaid upon sale or transfer in ownership of the house.
  Loans are issued at fixed interest rates of 0% or 3.0%, depending on income.

How Does the Program Work?

• Competitive bidding is required from contractors to assure a fair price for work to be done.
• Homeowners select their own contractor.
• The County trained housing staff will supervise the work that is being done.

Equal Housing Opportunity